Self Financing Solar from HelioPower

Self Financing Solar Options for Homeowners

HelioPower recognizes that their are plenty of options for purchasing a photovoltaic solar system. For those who want to experience the savings benefit from their utility bill by going solar and own their system without the use of a lease or Power Purchase Agreement (PPA), HelioPower offers the following self financing solar options below.

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Property Based Self Financing Solar Options

Home Improvement Equity Loan (HELOC)

HELOC stands for home equity line of credit. It is a loan that is set up as a line of credit for a maximum draw, instead of a fixed dollar amount (think of it as revolving credit with a limit that’s based on your home equity). HELOCs are beneficial for funding your solar system purchase because you draw and pay interest only on what you need.

PACE for homeowners to use for self financing solar

PACE (Property Assessed Clean Energy)

PACE is a easy and effective way to finance energy efficiency, renewable energy, and water conservation upgrades to buildings. PACE can pay for new heating and cooling systems, lighting improvements, solar panels, water pumps, insulation, and more for almost any property – homes, commercial, industrial, non-profit, and agricultural. (eligibility may vary by state and municipality, so we recommend that you contact your local PACE program for a list of eligible properties and improvements.)

HERO (Home Energy Renovation Opportunity)

HelioPower is a HERO Registered Contractor! California  homeowners are provided low interest rate financing that can reduce utility costs and boost the local economy. Together, HelioPower and HERO will help more homeowners install and finance energy bills, and reduce their carbon footprint by cutting back on their home’s green house gas emissions.

Homeowners can choose calfirst for self financing solar


CaliforniaFIRST is an innovative partnership between your county government and a private financing company that allows you to receive upfront funding for your photovoltaic solar system for either your home or business. It offers affordable long-term financing you can repay on your property taxes. CaliforniaFIRST financing doesn’t rely on your credit rating and you don’t need to put any money down!

FigTree Financing

Figtree provides 100% financing for HVAC, solar, cool roofing, lighting, and more. Figtree offers long term and fixed low interest financing which helps makes it cost effective and easy to upgrade your property, while preserving your capital for other projects.

homeowners can also choose figtree for self financing solar
ygrene can be chosen as a self financing solar option


Ygrene offers a revolutionary way to finance clean energy projects. Ygrene financing is not a loan. The program funds voluntary contractual assessments that appear on your property tax bill. It is similar to school bonds with the exception that any property owner who wants to participate must sign up and volunteer for the program.

Individual Loan Based Self Financing Solar Options

If you don’t want to use property based loans and programs, HelioPower also partners with the following organizations to help you get your PV solar system financed using their individual based loan programs:

  • Mosaic
  • San Diego Metropolitan Credit Union
  • Admiral’s Bank
  • Matador Community Credit Union
  • Green Sky Credit
  • EGIA (Electric & Gas Industries Association)

Which Option Do You Qualify For?

HelioPower offers many self financing solar options for homeowners like you. Financing allows homeowners to enjoy positive cash flow and the perks of reducing their utility bill. Contact us today to see which financial plan you qualify for!